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For Banks

Your bank can private label and issue certificates of deposits (CDs) with interest based on the performance of a market index, basket of stocks, commodity index or exchange-traded fund of choice by partnering with Bankers Financial Services, LLC.

Bankers Financial Services offers a proprietary comprehensive turn-key program, allowing your bank to issue Market-Linked CDs from your balance sheet within 60 days from the initiation of the program.

Market-Linked CDs combine the long-term growth potential of the equity markets with the safety and security of traditional CDs. Instead of paying a fixed rate of interest, market-linked CDs pay interest based on the appreciation of a market index, such as the Dow Jones Industrial Average, subject to a participation rate which varies from issue to issue depending on prevailing market conditions.

The Market-Linked CD principal is guaranteed by your bank, as the issuing bank, if held to maturity. Additionally, the original investment is FDIC insured up to applicable limits.

Program Benefits

Informational Webcasts

About Market-Linked CDs

Media Center

Program Support

Regulatory Review


Contact us today!


To learn more about our turnkey programs, contact us today:

Lisa M. Smith
President & CEO
(800) 262-4422