央行征信中心近日表示,截至去年11月底,个人征信系统基本实现对个人金融信用信息的广覆盖。征信系统信息主要用于对借款人进行信用风险评估。央行注意到一些大数据公司或金融科技公司,靠骗取或盗取个人用户密码违规查询个人信息,涉嫌侵犯公民个人信息罪,人民银行将配合公安部门进行严厉打击。

The central bank credit information center recently said that by the end of last November, the personal credit information system basically achieved wide coverage of personal financial credit information. Credit information system is mainly used to evaluate the credit risk of borrowers. The central bank noted that some big data companies or financial technology companies, relying on fraud or stealing personal user passwords to illegally query personal information, suspected of violating personal information of citizens, the people's Bank of China will cooperate with the public security department to severely crack down.


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